*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:100px}body{margin:0;background:#f3f5f6;color:#102c42;font:17px/1.65 Arial,sans-serif}a{color:inherit;text-underline-offset:4px}a:focus-visible{outline:3px solid #0b80ae;outline-offset:5px}img{max-width:100%;height:auto}.blog-header{display:flex;justify-content:space-between;align-items:center;padding:22px 5vw;background:#fff;border-bottom:1px solid #d6dfe3;gap:24px}.blog-brand{display:flex;align-items:center;gap:12px;text-decoration:none;font-weight:800;letter-spacing:3px;line-height:1.1}.blog-brand small{display:block;font-size:10px;letter-spacing:4px;margin-top:5px}.blog-header nav{display:flex;gap:28px;font-size:14px}.blog-header nav a{text-decoration:none}.blog-intro,.article-top{max-width:1240px;margin:auto;padding:55px 30px 45px}.crumbs{font-size:12px;color:#506575;margin-bottom:35px}.eyebrow{font-size:11px;letter-spacing:2px;text-transform:uppercase;font-weight:bold;color:#426276}h1{font-size:clamp(35px,5vw,72px);line-height:1.08;letter-spacing:-2px;font-weight:500;max-width:1050px;margin:22px 0}h2{line-height:1.25;letter-spacing:-.5px}h3{font-size:20px;line-height:1.4}.lead{font-size:22px;line-height:1.5;max-width:820px}.meta,.editorial{font-size:13px;color:#506575}.blog-list,.related-blog{max-width:1240px;padding:20px 30px 80px;margin:auto}.blog-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:28px}.blog-card{background:#fff;border:1px solid #dbe1e5}.blog-card a{display:block;text-decoration:none;height:100%}.blog-card img{width:100%;aspect-ratio:16/9;object-fit:cover;display:block}.blog-card a>div{padding:28px}.blog-card h2{font-size:27px;margin:12px 0}.blog-card p{font-size:15px;color:#456173}.read{font-size:13px;font-weight:bold}.blog-card a:hover h2{text-decoration:underline}.article-hero{max-width:1180px;margin:0 auto}.article-hero img{width:100%;max-height:560px;object-fit:cover;display:block}.article-hero figcaption{font-size:11px;padding:10px 0;color:#587080}.article-layout{max-width:1240px;margin:40px auto 70px;padding:0 30px;display:grid;grid-template-columns:270px minmax(0,760px);gap:60px}.toc{font-size:13px;align-self:start;position:sticky;top:30px;padding:22px;background:#e7edf0}.toc ol{padding-left:18px}.toc li{margin:14px 0}.prose>p:first-child{margin-top:0}.prose h2{font-size:30px;margin:48px 0 18px}.prose li{margin:10px 0}.table-wrap{overflow:auto}table{border-collapse:collapse;width:100%;font-size:14px;background:white}td,th{text-align:left;padding:15px;border:1px solid #d2dce2;min-width:130px}th{background:#e3eaee}.article-cta{background:#102e47;color:white;padding:30px;margin-top:45px}.article-cta .eyebrow{color:#bacfdc}.article-cta h2{margin-top:15px}.button{display:inline-block;background:white;color:#102e47;padding:12px 18px;text-decoration:none;margin:10px 14px 10px 0;font-size:14px}.related-blog .blog-grid{grid-template-columns:repeat(3,minmax(0,1fr))}.related-blog h2{font-size:22px}.blog-footer{background:#102e47;color:#fff;padding:48px 5vw;display:flex;justify-content:space-between;gap:30px;font-size:14px}.blog-footer a{display:block;margin-bottom:8px}.skip{position:absolute;left:10px;top:-70px;background:white;padding:10px;z-index:5}.skip:focus{top:10px}@media(max-width:800px){.blog-header{padding:18px;align-items:start;flex-wrap:wrap}.blog-header nav{gap:20px;flex-wrap:wrap;font-size:13px}.blog-intro,.article-top{padding:35px 20px}.blog-list,.related-blog{padding:10px 20px 45px}.blog-grid,.related-blog .blog-grid{grid-template-columns:1fr}.article-layout{grid-template-columns:1fr;gap:30px;padding:0 20px}.toc{position:static}.article-hero{margin:0 20px}.prose h2{font-size:27px}.blog-footer{flex-direction:column}.lead{font-size:20px}h1{letter-spacing:-1px}.article-hero figcaption{padding:10px 0}.article-cta{padding:22px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}.article-layout>*{min-width:0}.prose{overflow-wrap:anywhere}.table-wrap{max-width:100%}